Late 2013 21" iMac - newbie question

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apologies inane question; i’m new macs. i’ve got refurbished late 2013 21 inch 2.7 ghz sitting here, arrived. it’s straight, 1tb, no fusion drive, 8gb ram. i’m on budget , after machine last while , meet needs. demanding of these video blogging, not intense. moderate amounts of film editing –might not need final cut.

enough me, or stretching budget 16 ram or fusion (which?) worth it? i’m siding refurbished imac, wait 1 come these add ons. might late 2013s not become cheaper if new model comes out soon?

everyone, sorry naïve!
 



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